At Nova Claims, we are insurance claim specialists. We guide you through the complex process of filing a claim, ensuring all paperwork is completed correctly and in a timely manner. We also negotiate with the insurance company on your behalf to ensure that you receive a fair settlement to bring your property back to its original state.
The best time to contact us is as soon as you discover damage to your property. By getting involved early in the process, we can help prevent common pitfalls that can lead to low settlements or claim denials. Our expertise includes handling damage from a variety of events, including fire, water, wind, hail, lightning, and tree impacts.
We handle claims for all types of properties, whether residential or commercial. Our team has the expertise to manage claims related to a wide range of properties, ensuring that each claim is handled correctly regardless of its unique characteristics
Our payment don´t comes out of your pocket. Inspections and policy reviews are for free. Once we got a settlement that makes you happy, we can accept a small percentage of this payment for our services. This means that if they don’t cover, we do not charge, so it does not represent any risk to your budget.
Insurance Adjusters are NOT the same as Public Adjusters. Insurance Adjusters work for the insurance company and their job is assess the claim in a way that covers the policy (usually at a minimum) and maintains the best interest of insurance company (meaning, representing THEM, NOT YOU).
A Public Adjuster is the opposite– their job is to represent YOU, the homeowner, in a way the looks out for YOUR best interest and helps you get the MOST out of your damage claim (not the bare minimum, like the Insurance Adjuster)
Until a disaster happens, claim issues are not something a person would pay attention to. Also, people are under the false impression that the adjuster for the insurance company is their advocate, ensuring a full, maximized pay-out from a claim. That is why expert public adjusters are pro-active in reaching out to offer needed services to people suffering a recent property loss.
Public adjusters are licensed in most states and subject to strict laws governing their services and ethics. So make sure your public adjusters are members of the National Association of Public Insurance Adjusters (NAPIA).
